Fort Collins, Colorado

Fort Collins mortgage loan officer for first-time and move-up buyers.

From first homes near Old Town to newer neighborhoods in Windsor and Timnath, I help Northern Colorado buyers compare loan options from a network of national lenders and investors and choose with confidence.

Apply Now Call 719-210-1121

Jason Valant, Fort Collins mortgage loan officer with DNVR Lending

Loan Options

Popular loan programs in Northern Colorado

FHA Loans

Low down payment and flexible credit guidelines, a common choice for first-time buyers in Larimer County.

Conventional Loans

Options for qualified buyers with less than 20% down, and mortgage insurance that can be removed later.

USDA Loans

Some areas outside city limits may be eligible for USDA financing, which can allow no down payment for qualifying buyers.

Investment Property Loans

Conventional and DSCR options for buyers adding a rental to their portfolio.

Local Knowledge

A growing market with lots of choices

Northern Colorado offers everything from established neighborhoods to new construction communities, and each comes with different taxes, HOA dues and metro district costs. I will help you compare the full monthly picture.

If you are buying a rental, check local rules on rental licensing and occupancy before you make an offer. I can help you understand the financing side and how rental income may be used to qualify.

Areas I serve near Fort Collins

Fort Collins
Old Town
Midtown
Loveland
Windsor
Timnath
Wellington
Berthoud
Severance
Johnstown
Greeley
Laporte

FAQ

Fort Collins homebuyer questions

Can I buy with less than 20% down in Fort Collins?

Yes. FHA, conventional, VA and USDA options can all allow less than 20% down for qualifying buyers.

What is a metro district?

Many newer communities have metro districts that fund infrastructure through property taxes. They can add meaningfully to your monthly cost, so we factor them in up front.

Do you lend in Weld County too?

Yes. I am licensed throughout Colorado, including Windsor, Severance, Johnstown and Greeley.

Jason Valant, NMLS #2780983. DNVR Lending, LLC, NMLS #2403751. Information is general and not a commitment to lend. All loans are subject to credit approval, underwriting and program guidelines. Equal Housing Opportunity.

Jason Valant | Mortgage Loan Officer | NMLS #2780983

This is not an offer to enter into any agreement. Not all customers will qualify. Information and programs are subject to change without notice. All products are subject to credit and property approval. DNVR Lending, LLC is an independent mortgage broker and is not affiliated with HUD, FHA, the VA, or the USDA. Not intended as legal or financial advice.